What Is the Axis Bank Neo Credit Card?
The Axis Bank Neo Credit Card is an entry-level card designed for everyday spending, particularly online shopping, food delivery and entertainment.
Key Highlights
- 10% off on Blinkit — up to ₹250 off on eligible transactions.
- ₹120 off on Zomato — available twice every month, subject to terms.
- Utility bill payments — discounts are available on eligible payments through Paytm.
- Movie benefits — discounts are available on BookMyShow.
- Lifetime Free offer — available through eligible channels/offer conditions.
- Suitable for people looking for everyday savings without a premium credit-card fee structure.
The card can be particularly useful for people who regularly use Blinkit, Zomato and other everyday services.
Axis Bank Neo Credit Card – Blinkit Offer
One of the main benefits of the Axis Bank Neo Credit Card is the 10% discount on Blinkit.
- Discount: 10%
- Maximum discount: ₹250
- Minimum transaction: ₹750
- Frequency: Once every month
- Eligible platform: Blinkit
- Offer is subject to the applicable terms and conditions.
Example
If you spend ₹1,000 on Blinkit, a 10% discount would be ₹100, subject to the offer conditions.
If you spend ₹3,000, the maximum discount would still be ₹250.
Check Eligibility & Apply for Axis Bank Neo Credit Card
Other Benefits of Axis Bank Neo Credit Card
Apart from the Blinkit discount, the Axis Bank Neo Credit Card offers several other everyday benefits:
- Zomato: ₹120 off on food orders, up to 2 times per month.
- Utility bills: 5% off on eligible utility bill payments through Paytm.
- BookMyShow: Discount on movie ticket bookings.
- Cleartrip: Benefits on selected travel bookings.
- Activation benefit: Up to ₹300 cashback on the first eligible utility bill payment, subject to the applicable conditions.
These benefits make the card useful for food delivery, grocery shopping, utility payments and entertainment.
Axis Bank Neo Credit Card Fees and Lifetime Free Offer
The Axis Bank Neo Credit Card can be available as a Lifetime Free (LTF) card through eligible offers/channels.
- Joining Fee: ₹0 under the applicable LTF offer
- Annual Fee: ₹0 under the applicable LTF offer
- Regular fee structure: May differ if the card is obtained outside the LTF offer.
- Important: Check the fee displayed during the application process before submitting your application.
- Existing Axis Bank credit-card customers may not be eligible for the LTF offer.
If you are applying specifically for the Lifetime Free version, make sure the ₹0 joining fee and ₹0 annual fee are clearly shown in the offer before completing the application.
Axis Bank Neo Credit Card Eligibility
The eligibility requirements for the Axis Bank Neo Credit Card may vary depending on the applicant and the offer available at the time of application.
- Age: Usually 18 years or above.
- Income: Applicant should have a regular source of income.
- Employment: Salaried and self-employed applicants may be eligible.
- Credit profile: Axis Bank considers the applicant’s credit history and other internal criteria.
- Documents: PAN, identity/address proof and income-related documents may be required.
- Pre-approved offer: Existing Axis Bank customers may receive a pre-approved Neo Credit Card offer based on their relationship with the bank and internal eligibility checks.
Important
A pre-approved offer can make the application process easier, but the final approval and card terms are determined by Axis Bank.
Meeting the basic eligibility criteria does not guarantee approval.
How to Apply for Axis Bank Neo Credit Card
You can apply for the Axis Bank Neo Credit Card online through the available application channel.
Steps to Apply
- Click Check Eligibility & Apply.
- Enter your basic personal and contact details.
- Provide the required employment and income information.
- Complete the identity verification process.
- Submit the application.
- Axis Bank will review your application and communicate the application status.
Check Eligibility & Apply for Axis Bank Neo Credit Card
Tip: If you are applying specifically for the Lifetime Free offer, check that the application page shows the applicable ₹0 joining fee and ₹0 annual fee before submitting your application.